1. Acceptance of these terms

By accessing or using ScoreRocks Finance, you accept these Terms and Conditions and the related Privacy Policy. If you do not agree, discontinue use of the website.

2. Purpose of the website

ScoreRocks Finance publishes general educational content about business credit, personal credit management, borrowing costs, funding preparation, and commercial financing. The content is not a substitute for advice from a qualified financial, legal, tax, accounting, credit, investment, or lending professional.

3. No financial service relationship

ScoreRocks Finance is not a bank, lender, broker, credit bureau, credit-repair company, debt-settlement provider, law firm, accounting firm, or investment adviser. We do not accept applications, obtain credit reports, negotiate accounts, guarantee approvals, or provide individual recommendations.

4. Accuracy and changing information

We make reasonable editorial efforts to publish useful information, but laws, lender criteria, rates, fees, credit-scoring practices, government programs, products, and market conditions can change. Verify important decisions directly with official sources and qualified professionals.

5. Permitted use

You may read, link to, and share brief excerpts for lawful personal and educational use with clear attribution and a link to the original page. Substantial reproduction, automated extraction, republication, resale, or commercial distribution requires prior written permission.

6. Prohibited conduct

• Attempting to damage, overload, disrupt, or gain unauthorized access to the website.
• Using the site for fraud, spam, malware, deception, or unlawful purposes.
• Submitting identity documents, banking credentials, passwords, or sensitive financial files.
• Presenting website content as a guaranteed funding, credit, legal, tax, or investment recommendation.

7. Intellectual property and licensed material

Original text, tools, design elements, graphics, and branding are protected by applicable intellectual-property laws. Some images, quotations, data, or other materials may be used under license, permission, public-domain status, or attribution terms and remain the property of their respective owners.

8. External links and third-party services

Links may lead to government websites, lenders, financial institutions, credit bureaus, software providers, advertisers, or other third parties. We do not control their accuracy, pricing, security, policies, eligibility decisions, or performance.

9. Advertising, affiliates, and sponsorships

The website may display advertisements or contain affiliate links. ScoreRocks Finance may receive compensation from ad impressions, clicks, referrals, or qualifying actions. Material sponsorships should be disclosed. Commercial relationships do not guarantee favorable editorial treatment.

10. Website tools and estimates

Calculators, checklists, scores, and generated results are educational estimates. They are not lender decisions, credit-score predictions, offers, approvals, quotes, or professional advice. Users are responsible for checking actual terms and circumstances.

11. Disclaimer of warranties

The website is provided on an “as available” basis. To the extent permitted by law, we disclaim warranties regarding uninterrupted access, accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement.

12. Limitation of liability

To the extent permitted by applicable law, ScoreRocks Finance and its editorial contributors will not be liable for losses, denied applications, credit-score changes, fees, interest, tax consequences, legal disputes, business losses, or other results arising from reliance on the website or third-party services.

13. Changes and availability

We may edit, suspend, remove, or update content, tools, features, and these terms. The updated date identifies the current published version.

14. Contact

Questions about these terms may be sent to contact@scorerocks.com.